
:root{--bg:#f7f8fa;--surface:#fff;--surface2:#fafafa;--text:#111827;--muted:#6b7280;--line:#e5e7eb;--accent:#111827;--accent2:#374151;--green:#15803d;--yellow:#a16207;--red:#b91c1c;--shadow:0 12px 35px rgba(17,24,39,.06)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
.container{width:min(1120px,92%);margin:auto}.hero{background:var(--surface);border-bottom:1px solid var(--line);padding:54px 0 36px;text-align:center}.badge{display:inline-flex;padding:6px 10px;border:1px solid var(--line);border-radius:999px;background:var(--surface2);color:#374151;font-size:12px;font-weight:800;letter-spacing:.03em}
h1{font-size:clamp(36px,6vw,62px);line-height:1;margin:18px 0 12px;letter-spacing:-2.5px;font-weight:900}.hero p,.lead{font-size:17px;color:var(--muted);max-width:760px;margin:auto;line-height:1.65}
.nav{display:flex;justify-content:center;gap:7px;padding:18px 0;flex-wrap:wrap}.nav a{padding:10px 13px;border-radius:10px;text-decoration:none;color:#4b5563;font-weight:750;font-size:13px;border:1px solid transparent}.nav a:hover,.nav a.active{background:#fff;border-color:var(--line);color:var(--text)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:28px auto}.card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:25px;box-shadow:var(--shadow)}.tool-card{text-decoration:none;color:inherit;display:block;transition:.18s}.tool-card:hover{transform:translateY(-2px);box-shadow:0 16px 40px rgba(17,24,39,.1)}.tool-card h2{margin:8px 0}.tool-card p{color:var(--muted);line-height:1.55}
.calc-wrap{width:min(820px,92%);margin:28px auto 48px}.section{margin-top:24px;padding-top:21px;border-top:1px solid #eef0f2}.section:first-of-type{margin-top:0;padding-top:0;border-top:0}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{font-size:12px;font-weight:800;display:block;margin-bottom:7px;color:#374151}input,select{width:100%;padding:12px 13px;border:1px solid #d8dde5;border-radius:10px;font-size:14px;background:#fff;color:var(--text);outline:none}input:focus,select:focus{border-color:#9ca3af;box-shadow:0 0 0 3px rgba(17,24,39,.06)}
.btn{width:100%;border:0;background:var(--text);color:#fff;padding:13px 15px;border-radius:10px;font-size:14px;font-weight:850;cursor:pointer;margin-top:19px}.btn:hover{background:var(--accent2)}.result-card{margin-top:14px}.big{font-size:40px;font-weight:900;letter-spacing:-1.6px;margin:7px 0 5px}.muted{color:var(--muted);font-size:13px}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:18px}.metric{border:1px solid var(--line);background:var(--surface2);border-radius:11px;padding:12px}.metric span{font-size:11px;color:var(--muted)}.metric strong{display:block;font-size:17px;margin-top:4px}.note{font-size:12px;line-height:1.65;color:var(--muted);margin:16px 0 0}.disclaimer{font-size:11.5px;line-height:1.55;color:#6b4b16;background:#fffaf0;border:1px solid #f2dfb0;border-radius:10px;padding:10px 12px;margin:0 0 17px}.source-note{font-size:11px;line-height:1.6;color:#777;margin-top:18px}
.content{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px;margin:18px auto;line-height:1.7}.content h2{margin-top:0}.footer{padding:26px 0 44px;color:#7a828e;font-size:12px;text-align:center}.footer a{color:inherit;margin:0 7px}
.ad{min-height:82px;border:1px dashed #d1d5db;background:rgba(255,255,255,.55);color:#9ca3af;border-radius:14px;display:flex;align-items:center;justify-content:center;text-align:center;font-size:11px;letter-spacing:.04em;margin:18px auto;max-width:760px}
.checkrow{display:flex;gap:9px;align-items:flex-start;margin-top:12px}.checkrow input{width:auto;margin-top:3px}.checkrow label{font-weight:650;line-height:1.4;margin:0}
.cookie-banner{position:fixed;left:50%;bottom:18px;transform:translateX(-50%);width:min(920px,calc(100% - 28px));z-index:9999;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 55px rgba(17,24,39,.18);padding:18px 20px;display:none}.cookie-banner.show{display:block}.cookie-inner{display:flex;align-items:center;justify-content:space-between;gap:18px}.cookie-copy{font-size:13px;line-height:1.55;color:#4b5563}.cookie-copy strong{display:block;color:var(--text);font-size:15px;margin-bottom:4px}.cookie-copy a{color:var(--text);font-weight:750}.cookie-actions{display:flex;gap:8px;flex-shrink:0}.cookie-actions button{border-radius:10px;padding:10px 13px;font-weight:800;cursor:pointer;font-size:13px}.cookie-reject{background:#fff;color:var(--text);border:1px solid #d1d5db}.cookie-accept{background:var(--text);color:#fff;border:1px solid var(--text)}
@media(max-width:900px){.grid{grid-template-columns:1fr 1fr}}@media(max-width:680px){.grid,.formgrid,.metrics{grid-template-columns:1fr}.hero{padding:40px 0 28px}.hero p{font-size:15px}.card,.content{padding:20px}.big{font-size:34px}.cookie-inner{display:block}.cookie-actions{margin-top:14px}.cookie-actions button{flex:1}}
